Dial Peer
THE EXCHANGE / WHY DIAL PEER

Bilateral. Hubbing. Or the exchange.

There are three ways to trade wholesale voice. Two of them were designed decades ago around constraints that no longer need to exist. Here is the honest comparison, dimension by dimension.

01THE COMPARISON

Dimension by dimension.

TRADING MODELS — SIDE BY SIDESTRUCTURAL COMPARISON
DIMENSIONBILATERALHUBBINGDIAL PEER
ContractsOne per counterpartyOne, with the hubOne, with the exchange
InterconnectsOne per counterpartyOneOne
Rate formatsHundreds of vendor decksThe hub's blended deckOne normalized format, all sellers
Supplier choiceWhoever you've signedThe hub decidesEvery seller, you decide via tech prefix
Price visibilityPer-negotiationBlended — margin hiddenPer-seller offer, transparent
Quality dataYour own CDRs, after the factThe hub's wordPer-route ASR/ACD from live traffic
Switching costNew contract + interconnectAsk the hubA dial plan edit
Credit riskYours, both directionsConcentrated on the hubNone between carriers — insured at the exchange
SettlementNet-30 + disputesThe hub's termsSeller's chosen cadence, as fast as daily
Bad debtPriced into every minuteIf the hub fails, totalInsurance absorbs defaults — non-recourse
DisputesTwo CDR sets, invoice warsYour word vs the hub'sOne exchange CDR set, defined windows
New counterpartyWeeks of paperworkNot your choiceAlready on the exchange — zero paperwork
02THE HONEST CAVEATS

Where the old models still make sense.

A true bilateral with your largest reciprocal partner — balanced traffic, decades of trust, dedicated capacity — can still earn its overhead. That's why private rooms exist: keep the negotiated relationship, hand the financial layer to the exchange. And classic hubbing is simpler than an exchange when you genuinely don't want supplier choice — you trade transparency for someone else's blend. The exchange's bet is that most of your book deserves better than either.

03THE SHORT VERSION

Hubbing's convenience. Bilateral's control. Neither's risk.

One trunk like a hub — but you see every seller's price and quality and choose, like a bilateral book. And unlike both, the credit risk is engineered out: underwritten, insured, and cleared by the exchange.

One interconnect. Every carrier. Zero credit risk.